Dry cleaning has risk exposures different than other businesses. Insurance for dry cleaners is a necessity in order to protect the business owner from law suits arrising from theft, vandalism, fire, loss to property of others, etc... To many people, clothing offers more than just moentary value. Many garments hold sentimental value to a person especially when given as a gift. As a dry cleaner, your clients' clothing pieces are in your care, custody and control as soon as they leave your store. You'll hear the 3 Cs (care, custody and control) a lot when talking about insurance whether referring to vehicles or personal property of others.
Insurance for dry cleaners can protect you if your store is vandalized or a fire unexpectedly occurs. You may also be found liable for damage to others clothing caused by your staff or your equipment. The loss amount can easily escalate into thousands of dollars. Make sure you speak with one of our agents in order to ensure that your operation is properly insured.
