The automotive industry has many facets that make insurance exposures different than other industries. Automotive operations actually purchase a different type of insurance policy, known as a Garage policy, that differs from the standard Commercial General Liability policy. A Garage policy simply combines parts of the Commercial Generaly Liability policy with parts of a Business Auto Policy. Advance Insurance can provide comprehensive garage insurance policies from A+ rated insurance companies at very competitive prices.
Available Coverage
- Building Insurance
- Business Personal Property Insurance
- Premises Liability
- Equipment Breakdown for property such as electrical panels, alignment computers, hydraulic lifts, and compressors
- Garagekeepers Insurance for customers vehicles while in your care, custody or control
- Auto Liability Insurance
Insurance Programs
It's time for you to have Advance Insurance review your garage policy. There are likely gaps in coverage that we will resolve with our comprehensive insurance programs. We understand that when you purchased your insurance that one of your primary concerns was cost. That is why we have found those insurance companies with an appetite to insure automotive operations. Our companies have insurance programs for:
- Tire Dealers
- Body Shops
- Brake Shops
- Fuel Marts & Convenience Stores (24 hour operations acceptable!)
- Smog Shops
- Auto Repair & Engine Shops
- Customization & Retail Parts Stores
- Auto Parts Manufacturers
- Auto Parts Distributors
- Car Washes & Detail Operations
Additional Benefits
Once you allow Advance Insurance to service your garage insurance policy you will benefit from services such as:
- Worker's Compensation review
- Loss Prevention Strategy to help keep rates low
- A better understanding of the coverage you have
- Service from experienced local agents
- Same day turnaround for most policy service needs
