Life insurance may be one of the most important purchases you'll ever make. If you died tomorrow, how would your loved ones fare financially? Would they be able to handle all the financial obligations of life? In the event of your passing, life insurance provides money that can be used to:
- make up for your lost income
- fund your child's education
- paying off household debt
- paying for your funeral and other related expenses
Term Life Insurance for temporary simplified coverage and no cash value.
Whole Life Insurance for permanent coverage, with guaranteed premiums, death benefits and cash value growth.
Universal Life Insurance for permanent coverage, flexibility and less emphasis on cash value.
Equity Index Universal Life Insurance like all permanent life insurance, currently offers three distinct tax advantages that in combination are not found in any other insurance or cash accumulation product.
- Tax deferred accumulation of cash values
- Potential for tax managed income for retirement or college planning
- Tax free proceeds transferable at death
Survivorship Life Insurance for lifetime protection for two people that pays a benefit upon the passing of the surviving insured.
Disability Insurance is a form of health insurance which pays a monthly or weekly income to you if you should become unable to work.
