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Second-To-Die Policy in Las Vegas NV & Henderson NV

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Advance Insurance & Benefits knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Advance Insurance & Benefits gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Advance Insurance & Benefits to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Locations

Rainbow & 215

6290 S Rainbow Blvd
Las Vegas, NV 89118
Main office: 702-728-4447

Cesar Hernandez Agency

6835 S Eastern Ave, Ste 100
Las Vegas, NV 89119
Main office: 702-500-1191

Gilberto Cepeda Agency

2668 N Las Vegas Blvd Ste 104
N Las Vegas, NV 89030
Main office: 702-500-1158

Helen Sea Agency

2685 S Rainbow Blvd, Ste 223
Las Vegas, NV 89146
Main office: 702-500-1263

Marleen Hayashi Agency

2470 St Rose Pkwy Ste 215
Henderson, NV 89074
Main office: 702-500-1276

Rainbow & 95

132 S Rainbow Blvd
Las Vegas, NV 89145
Main office: 702-500-1301

Sandhill & E Flamingo

4130 S Sandhill Rd Ste A10
Las Vegas, NV 89121
Main office: 702-712-4207

South Arville Street Location

4620 S Arville St Suite A
Las Vegas, NV 89103
Main office: 702-816-2108

Spring Mountain Road Location

6145 Spring Mountain Rd Suite 105
Las Vegas, NV 89146
Main office: 702-460-7628

Vanna Tran Agency

5700 Spring Mountain Rd Ste K
Las Vegas, NV 89146
Main office: 702-500-1291

Wannee Piedmont Agency

4510 W Charleston Blvd
Las Vegas, NV 89102
Main office: 702-500-1260

Our Providers

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
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